RIGA · CITY CENTRE · UNIT 048

Collection Latitude · Door 216

18.6 m² studio · First floor (second floor in Latvian numbering) · Renovated and furnished

Let · Façade-facing

€83,149

Total individual acquisition budget, including fees

€669/month

Reported current rent · excluding utilities

5.86%

Simulated year-1 net yield · 90% occupancy base case

Favourable case at 100%: 6.59%

7.16% per year

Simulated average annual net yield over 20 years · 90% base case

Favourable case: 8.07% per year · projection, not guaranteed

THE PROPERTY AT A GLANCE

A renovated, furnished studio in central Riga, within a residence offering communal areas, coworking and a gym. First-floor apartment facing the façade.

Property selection and acquisition support by LifeInvest, with rental operations managed by Youston. The photographs show the actual unit.

YOUR BUDGET

Purchase price: €75,000

Acquisition duties: €1,125

Stamp fee: €15

Notary: €209

Budgeted additional works: €0

Budgeted additional furniture: €0

LifeInvest fees: €6,800

TOTAL: €83,149, including fees

Purchase: €4,032/m²

Total budget: €4,470/m²

Rounded amounts.

YOUR ESTIMATED INCOME

Year 1 · 90% base → 100% favourable occupancy

The same reference rent in both cases: €669/month excluding utilities.

Tenant utilities, separate from rent: €99/month.

Annual gross rent after vacancy: €7,225 → €8,028

Gross yield on the total budget: 8.69% → 9.65%

Simulated annual net income: €4,875 → €5,481

Average monthly net equivalent: €406 → €457

Simulated year-1 net yield: 5.86% → 6.59%

Yields are calculated on the total acquisition budget. Net figures include modelled costs, vacancy and local rental tax, before financing and any additional personal taxation.

LONG-TERM RENTAL INCOME

90% base → 100% favourable occupancy

Average annual net yield over 10 years: 6.39% → 7.20%

Average annual net yield over 20 years: 7.16% → 8.07%

Costs, local tax and vacancy: €4,044 → €3,289 per year on average over 20 years

Average annual net income over 20 years: €5,955 → €6,710

Simulated nominal averages, not inflation-adjusted, excluding resale. Rental growth is an assumption, not income already secured.

PROJECTED RETURN ON RESALE

90% base → 100% favourable occupancy

At 6 years: cumulative ROI 39.89% → 44.51% · gain €33,165 → €37,011

At 10 years: cumulative ROI 77.26% → 85.33% · gain €64,238 → €70,950

At 20 years: cumulative ROI 187.62% → 205.77% · gain €156,001 → €171,096

Gains combine net rental income and simulated resale proceeds, after deducting the initial budget and modelled capital gains tax. ROI is cumulative, not annualised; these figures are not IRRs. Assumed property appreciation: 3.00% per year. Resale fees excluded.

Reservation is subject to the terms applicable to the property: https://en.lifeinvest.eu/terms-and-conditions-of-sale

Capital, rental income and future performance are not guaranteed.

Riga · Centre · Studio · Unit 048 · 18.6 m² · Total budget: €83,149

Calculation basis: total individual acquisition budget, including fees. Base case: 90% occupancy (36.5 vacant days per year); favourable case: 100%, using the same reference rent with no immediate rent increase.
Youston management: 12% excluding VAT, or 14.52% including modelled VAT of 21%. Accounting: €200/year. Insurance: €55/year. Modelled land tax: €100/year.
Modelled rental tax: 10%. Annual assumptions: rent growth of 2.25%, cost inflation of 2%, and appreciation of the property's acquisition price of 3%. Modelled capital gains tax: 25.5%, excluding any surcharge; resale fees excluded. Final taxation depends on the investor's residence and ownership structure.
Rental evidence
Unit 048 · Door 216. Reported reference rent: €669/month, excluding tenant utilities of €99/month. Source: Rent Check dated 3 November 2026, as retained in the canonical investment model. The property is reported as let; lease documents, any discounts and actual collections must be reconciled. This is not a guaranteed rent.
Refurbishment reserve
Year 3: €200 Year 6: €300 Year 9: €400 Year 12: €500 Year 15: €600 Year 18: €700
Net yields include modelled expenses, vacancy and local rental tax, before financing and any additional personal taxation. Nominal averages, not inflation-adjusted. Cumulative, non-annualised ROI. Capital, rental income and future performance are not guaranteed.