RIGA · CITY CENTRE · UNIT 042

Collection Latitude · Door 127

15.5 m² studio · Raised ground floor, fully self-contained · Renovated and furnished

Let · Courtyard and parking view

€62,849

Total individual acquisition budget, including fees

€558/month

Reported current rent · excluding utilities

6.38%

Simulated year-1 net yield · 90% occupancy base case

Favourable case at 100%: 7.18%

7.75% per year

Simulated average annual net yield over 20 years · 90% base case

Favourable case: 8.76% per year · projection, not guaranteed

THE PROPERTY AT A GLANCE

A renovated, furnished studio in central Riga, within a residence offering communal areas, coworking and a gym. Raised ground floor, fully self-contained, overlooking the courtyard and parking area.

Property selection and acquisition support by LifeInvest, with rental operations managed by Youston. The photographs show the actual unit.

YOUR BUDGET

Purchase price: €55,000

Acquisition duties: €825

Stamp fee: €15

Notary: €209

Budgeted additional works: €0

Budgeted additional furniture: €0

LifeInvest fees: €6,800

TOTAL: €62,849, including fees

Purchase: €3,548/m²

Total budget: €4,055/m²

Rounded amounts.

YOUR ESTIMATED INCOME

Year 1 · 90% base → 100% favourable occupancy

The same reference rent in both cases: €558/month excluding utilities.

Tenant utilities, separate from rent: €69/month.

Annual gross rent after vacancy: €6,026 → €6,696

Gross yield on the total budget: 9.59% → 10.65%

Simulated annual net income: €4,008 → €4,513

Average monthly net equivalent: €334 → €376

Simulated year-1 net yield: 6.38% → 7.18%

Yields are calculated on the total acquisition budget. Net figures include modelled costs, vacancy and local rental tax, before financing and any additional personal taxation.

LONG-TERM RENTAL INCOME

90% base → 100% favourable occupancy

Average annual net yield over 10 years: 6.93% → 7.82%

Average annual net yield over 20 years: 7.75% → 8.76%

Costs, local tax and vacancy: €3,467 → €2,837 per year on average over 20 years

Average annual net income over 20 years: €4,874 → €5,503

Simulated nominal averages, not inflation-adjusted, excluding resale. Rental growth is an assumption, not income already secured.

PROJECTED RETURN ON RESALE

90% base → 100% favourable occupancy

At 6 years: cumulative ROI 39.88% → 44.98% · gain €25,064 → €28,272

At 10 years: cumulative ROI 79.24% → 88.14% · gain €49,800 → €55,397

At 20 years: cumulative ROI 195.15% → 215.19% · gain €122,652 → €135,243

Gains combine net rental income and simulated resale proceeds, after deducting the initial budget and modelled capital gains tax. ROI is cumulative, not annualised; these figures are not IRRs. Assumed property appreciation: 3.00% per year. Resale fees excluded.

Reservation is subject to the terms applicable to the property: https://en.lifeinvest.eu/terms-and-conditions-of-sale

Capital, rental income and future performance are not guaranteed.

Riga · Centre · Studio · Unit 042 · 15.5 m² · Total budget: €62,849

Calculation basis: total individual acquisition budget, including fees. Base case: 90% occupancy (36.5 vacant days per year); favourable case: 100%, using the same reference rent with no immediate rent increase.
Youston management: 12% excluding VAT, or 14.52% including modelled VAT of 21%. Accounting: €200/year. Insurance: €55/year. Modelled land tax: €100/year.
Modelled rental tax: 10%. Annual assumptions: rent growth of 2.25%, cost inflation of 2%, and appreciation of the property's acquisition price of 3%. Modelled capital gains tax: 25.5%, excluding any surcharge; resale fees excluded. Final taxation depends on the investor's residence and ownership structure.
Rental evidence
Unit 042 · Door 127. Reported reference rent: €558/month, excluding tenant utilities of €69/month. Source: Rent Check dated 3 November 2026, as retained in the canonical investment model. The property is reported as let; lease documents, any discounts and actual collections must be reconciled. This is not a guaranteed rent.
Refurbishment reserve
Year 3: €200 Year 6: €300 Year 9: €400 Year 12: €500 Year 15: €600 Year 18: €700
Net yields include modelled expenses, vacancy and local rental tax, before financing and any additional personal taxation. Nominal averages, not inflation-adjusted. Cumulative, non-annualised ROI. Capital, rental income and future performance are not guaranteed.